health care crisis

04 Nov health care crisis

Remember when Miles cut his chin and I took him to Urgent Care? The doctor washed the cut and glued it shut. Easy peasy. We spent maybe 5 minutes in the doc’s care.

The bill came today. Anyone else see a problem here?

I’m thankful for group health insurance (something we didn’t have access to when both Kris and I were self-employed). We paid $20 coinsurance for the visit. But how is it okay for the doctor to bill $1,040 for gluing a cut? Am I missing something? Do they have to bill that much in order to get the $206 they deserve from the insurance company?

More importantly….if we didn’t have insurance, would they have billed us $1,040?

2 Comments
  • Jes
    Posted at 17:05h, 04 November Reply

    I think I’ll get myself a bottle of super glue and open a clinic in my kitchen…

  • Emily
    Posted at 20:17h, 06 November Reply

    Long-time lurker, and (I think) first-time poster… and pediatric doc-in-training, so I just wanted to answer:

    “Do they have to bill that much in order to get the $206 they deserve from the insurance company?”

    Yes.

    “More importantly….if we didn’t have insurance, would they have billed us $1,040?”

    Unfortunately, yes. (But usually something can be worked out.)

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